Stop hounding your subcontractors for insurance certificates.
Send your subs a magic link. They drop their ACORD 25 PDF in 5 seconds. Our AI verifies policy limits, flags deficiencies, and hounds expiring policies automatically.
See How COI Hound Clears a Job in 2 Seconds
Click simulate below or upload your own real ACORD 25 PDF/image to test the AI.
Three Steps. Zero Follow-Up Phone Calls.
Designed specifically for fast-moving construction projects where trade subs are on site every morning.
Send 1-Click Magic Link
Add your subcontractor's phone or email. COI Hound sends them a secure magic link. No passwords, no logins, no app downloads.
Sub Drops ACORD 25 PDF
The subcontractor snaps a photo with their smartphone or forwards the PDF from their insurance broker.
AI Clears or Hounds
Our AI instantly cross-checks GL occurrence, aggregate, workers' comp, and additional insured status. 30 days before expiration, it automatically hounds them for renewals.
Why General Contractors Get Burned by Insurance Audits
Insurance companies audit you every year. If you can't produce a clean ACORD 25 for every sub who touched the site, they charge you penalty premiums.
The $25,000 Audit Surprise
If an auditor finds one sub had an expired policy during the framing phase, the insurance carrier charges you as if the sub was your direct un-insured employee.
Subs Hate Logging In
Legacy tools like myCOI and TrustLayer force subcontractors to create accounts, passwords, and 12-step profiles. Busy trade subs refuse to do it, leaving your inbox full of dead files.
10x Simpler with Magic Links
COI Hound texts your sub a 1-click link. They drop their broker's PDF from their truck cab in 5 seconds. AI verifies it instantly. Zero friction.
We're Here to Help Builders, Not Extort Them.
Legacy tools charge $6,000/year with locked-in annual contracts. COI Hound is Free forever for small builders, and less than a box of nails for commercial pros.
For solo remodelers, handymen, and small trade shops.
- Up to 5 active subcontractors
- Instant ACORD 25 AI OCR
- Passwordless magic upload links
- Policy deficiency detection
Cheaper than QuickBooks. For custom home builders.
- Up to 25 active subcontractors
- Automated 30/14/3 day expiration alerts
- 1-click audit-defense CSV export
- Additional Insured verification
Breaks the $6,000 incumbent cartel for active GCs.
- Up to 75 active subcontractors
- Multi-project job site compliance
- AI Insurance Hound email & broker drafter
- Custom liability minimum thresholds
For large commercial builders & developers.
- Unlimited subcontractors
- Unlimited job sites & projects
- Priority AI processing queue
- Dedicated account support